Features How it works Pricing FAQ Support Get the App

Keep track of your walking around money.

PocketChange home screen showing remaining balance, budget progress, average daily spend, and most-used category.
PocketChange spending mix screen with a donut chart breaking down spending by category.

PocketChange helps you keep track of everyday spending, once bills and essentials are covered. No complicated budgets, no bank connections. Just a simple answer to one question: how much you've got left to spend?

Free trial included Works fully offline iPhone
Everything stays on your device
No accounts, no bank connections
No ads, ever
Works around your pay day
What it does

A few things, done properly.

No spreadsheets, no jargon. Just the everyday numbers that actually matter.

Works around your pay day

Set a spending limit and choose when your cycle starts. Paid on the 1st, the 15th, or the 23rd? PocketChange works around you.

Log a spend in seconds

Quick enough that you'll actually keep doing it. Enter an amount, pick a category, and watch your balance update.

See exactly where your everyday money is going

Your spending mix, how this cycle compares to the last, and your average per day. Whenever you want a look.

Top-ups and rollover, your way

Add extra money whenever you like. If you'd rather carry a balance into the next cycle, rollover is one switch away.

How it works

It only takes a minute to set up.

No lengthy setup, no linked bank account. Just an easy way to always know what's left to spend.

1

Choose when you get paid

Weekly, monthly, every two weeks, or a start date you choose yourself.

2

Set what you've got to spend

One number for the cycle. That's it.

3

Log as you go

Add an expense or a top-up in a few taps, sorted into your own categories.

4

See where you stand

Your balance, your spending mix, and how this cycle compares, whenever you check.

A peek inside

The screens you'll actually use.

Quick logging, categories that make sense to you, and rollover for when a cycle doesn't end on zero.

Add Expense screen with a number pad, vendor field, and category picker.

Log in a few taps

Amount, an optional note, a category. That's it, logged in seconds.

Categories screen listing custom spending categories with icons and transaction counts.

Categories that make sense to you

Keep the defaults or build your own: add, rename, or re-colour categories to match how you actually spend.

Budget settings screen showing cycle timeframe, custom start day, and a rollover toggle.

Your cycle, your rollover

Pick a timeframe, drag your start day to payday, and choose whether leftover balance carries into the next cycle.

Our philosophy

Made to help, not judge.

PocketChange isn't trying to manage your bills, your investments, or your whole financial life. It just helps with the everyday spending, the money that comes and goes between paydays.

There are no lectures, no streaks to lose, and no notifications that sound like a warning. Just a calm, honest picture of your walking around money, whenever you want to look.

"You've overspent again this month."
"You broke your no-spend streak."
"Here's your remaining balance: £672.85."
"Eating out was your top category this cycle."
Pricing

Try PocketChange free.

Free trial included

PocketChange

Start with a free trial. No card tricks, no surprise charges. If it earns a place on your home screen, continue with a simple subscription you can cancel anytime, straight from your phone.

Unlimited cycles & categories
Full spending trends
No ads, ever
Cancel anytime
Download on the App Store

Payment is charged to your Apple ID. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period.

FAQ

Questions people actually ask.

A simple, easy to use app that tracks your guilt-free allowance, or as we call it, your walking around money. It helps you budget for life's everyday spending once your bills and essentials are covered. Log purchases, monitor top-ups, and spot spending trends over time, without the guilt of second-guessing your purchases.

It's the allowance you give yourself to spend freely on hobbies, socialising, and non-essentials after your major bills and savings goals are taken care of. PocketChange gives you clarity on that exact number so you can spend with confidence.

Everything is stored strictly on your device. PocketChange doesn't connect to your bank and has zero access to your personal financial details. Your data is never sent to or stored on external servers.

Tap the + button in the bottom menu bar, switch to Top Up in the top tab, and enter the details.

Rollover carries any leftover (or overspent) balance into your next cycle instead of resetting to zero. Turn it on in Settings, under Budget Settings.

Yes, PocketChange includes a free trial so you can try the full app before subscribing to anything.

Subscriptions are managed entirely through your Apple ID. Go to Settings → [your name] → Subscriptions on your iPhone, and cancel from there at any time.

Give your money a calmer home.

Free to try, and just as easy to walk away from. Nothing ever leaves your phone.